Instant Equity
Release Quote

see how much cash you could release*

Instant Equity
Purchase Quote

see up to what value you could go house hunting with*

Request
A Call Back

a qualified independent adviser will call you at your convenience

*We will need to ask some additional questions to be able to give you an accurate figure of the maximum you will be able to release.

How Our Service Works

Discuss Equity Release with one of our experts

We discuss your situation & find the best solution

Search the Market for Equity Release with one of our experts

We search the whole market to find you great rates*

Access your funds with Equity Release

You get quick access to funds tied up in your property

Enjoy your retirement with Equity Release

Enjoy your retirement & book that dream holiday

*We offer Lifetime mortgages from the whole of market and we will always recommend the most suitable product that matches your needs.

Equity Release Quotation - Get More From Your Retirement

For many people, the biggest asset that anyone will own is their home. It is also true that although many people may have not always planned well enough for their retirement, they have usually paid off their mortgage.

You, like many people have probably seen a significant growth in the value of your home. For many, despite some help from the government, people are just not having the retirement that they deserve.

Couple enjoying their retirement thanks to Equity Release

You could change all that.

Protected by the Equity Release Council, what are known as ‘Lifetime Mortgages’ or 'Equity Release Loans’ now allow people who are at least 55 years young to borrow against the value of their property. The amount depends on various factors including what the providers offer is, the age of the applicant, the value of the home and obviously, whether there is still a mortgage left on the property.

For most Lifetime Mortgages there is:

To understand the features and risks of a lifetime mortgage, please ask for a personalised illustration.

We offer completely independent advice and everything is explained simply step by step

Terms and Conditions

Our charges are based on the loan amount and the complexity of your individual circumstances. We will provide you with a free initial consultation and we will always explain what you will be charged before you decide to proceed with an application. For our service we charge a fixed fee of £1,295. For a further advice or to re-broke an arrangement with the same client, a reduced fee of £795 is charged.

These fees apply to regulated mortgages. Certain mortgages, primarily most buy to let and commercial mortgages, are not regulated. Fees for non-regulated mortgages can vary depending on your requirements and circumstances.

Legal

Equity Release (Lifetime Mortgage) is a loan secured against your home.

To understand the features and risks of equity release, please ask for a personalised illustration.

If you are thinking of consolidating existing borrowing you should be aware that you may be extending the term of the debt and increasing the total amount you repay.

The actual interest rate and fees charged will depend upon your circumstances.

Unless you decide to go ahead, our service is at our cost.

Only if your case completes would our advice fee of £1295 be payable.

Other lender & solicitor fees may apply.

At One Stop 4 Equity Release Limited we are committed to providing our clients with expert later life financial advice tailored to their individual needs.

As a whole-of-market firm, we continue to offer a comprehensive range of equity release (lifetime mortgages) products from across the market.

However, for Retirement Interest-Only (RIO) Mortgages, Term Interest-Only (TIO) Mortgages, and Fixed Rate Later Life Mortgages, we have chosen to work exclusively with LiveMore Mortgages. This means that while we consider all available equity release and later life lending options across multiple providers, for these specific products, we will only recommend solutions from LiveMore Mortgages.

If you proceed with a mortgage that requires payments to be made, your home maybe repossessed if you do not keep up repayments on your mortgage.

Equity Release Enquiry is a trading style of One Stop 4 Equity Release Limited.

One Stop 4 Equity Release Limited is authorised and regulated by the Financial Conduct Authority under No: 952887.

One Stop 4 Equity Release Limited is a registered company in England and Wales, registration No: 13452621. Registered address: 30 North Street, Bourne, PE10 9AB.